Senior Credit Risk Specialist

<p>Credit Analyst</p> <p>Gütersloh &#x26; Herford / North Rhine-Westphalia / Germany</p> <p>Hybrid &#x26; Remote, Full Time</p> <p>€85.000</p> <p>German C1</p> <p>About the Job Posting</p> <p>Lead and oversee distressed loan risk management for complex corporate and investor exposures, delivering recovery strategies within legal and regulatory frameworks.</p> <p>Language Requirements</p> <p>German C1</p> <h2>Tasks</h2> <p>Responsibilities</p> <ul> <li>You manage complex corporate and investor engagements in high-risk lending involving distressed loans, including restructurings, forbearance arrangements, and recovery actions.</li> <li>You develop results-oriented concepts for consensual or enforced debt recovery, considering legal and economic factors.</li> <li>You utilize available discretion and competencies in negotiation and actively shape contractual agreements within distress loan management.</li> <li>You represent the bank in lending consortia, creditor committees or meetings and support the implementation of enforcement measures.</li> <li>You maintain and review claims and collateral, assess them from realisation and risk provisioning perspectives, and execute collateral disposal as needed.</li> <li>You support the team as an internal point of contact for technical issues and contribute to reporting and quality assurance.</li> <li>You contribute to the ongoing development of processes in credit risk management with a focus on quality and efficiency.</li> </ul> <h2>Requirements</h2> <p>Requirements</p> <ul> <li>You hold a completed banking apprenticeship and/or a comparable qualification, or a degree in law, with professional experience in managing distressed loans and insolvencies.</li> <li>Strong knowledge of the legal and regulatory framework governing lending.</li> <li>Analytical thinking, strong coordination skills, a process-oriented approach, and effective self-management.</li> <li>Reliability, resilience, and a high sense of responsibility.</li> </ul> <h2>Benefits</h2> <p>Core Benefits</p> <ul> <li>Balanced work-life with flexible hours and remote work options.</li> <li>30 vacation days, two additional bank holidays, special leave for certain events, plus unpaid leave.</li> <li>Option of paid leave within a lifetime working time account.</li> <li>Active health management: fitness resources, digital classes, health checks, and mobile massage.</li> <li>Bike leasing and travel subsidies, plus employee discounts and meal allowances.</li> <li>Tailored professional development opportunities.</li> </ul> <p>Required Experience</p> <p>Minimum 5 year...

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